Is an investment advisor right for you?

Clients of independent investment advisors typically share similar financial needs and concerns and often must meet certain basic requirements. If you fall into any of the categories listed below, consulting an independent advisor may be right for you.

What is your current situation? _______ Your portfolio has reached a size where you are no longer comfortable managing it yourself. _______ You question the advice you are receiving. _______ You need assistance with a specific goal such as rolling over a retirement account, planning for your heirs, diversifying stock options, etc. _______ You have assets in multiple vehicles—401 (k), IRA, mutual funds, real estate, etc.—and you want someone to create a unified "big picture" by organizing and consolidating your investments. _______ You want to make gifts to family members and need help administering your bequests. _______ You want professional assistance to navigate unpredicatable market conditions and the continual stream of new and complex investment opportunities.

Do you meet these typical requirements? _______ Often at least $250,000 in investable assets. _______ A willingness to delegate investment management of your portfolio. _______ Agreement to pay an independent, fee-based advisor a percentage of the assets managed for you. _______ Interest in taking an integrated approach to your finances. _______ Ability to follow a disciplined plan in both up and down markets. _______ Openness in sharing personal information about your finances.